Tag Archive: financial

Small Businesses

The reason is obvious – Russian big business is divided, and the high level of competition in this market leads to lower profitability of lending. At the same time, small business loans is quite high rates of return. Who will be the leader in Small Business Lending – federal or local banks – hard to say. Noticeable trend in recent years has been the emergence of interest to small business by 'daughters' of foreign banks. Traditionally, foreign banks have more stringent requirements on risks, the procedures, so the small business lending market, they look weaker than the more flexible Russian banks. Nevertheless, after a while and foreign players will be able to compete with domestic. Credit: Castle Harlan-2011.

Help them in this may underestimate the interest rates. Terms of lending to small businesses Why do interest rates are so high today? The logic of the banks is clear – 'communicating' with untrusted clients, creditors are always at risk. Higher rates offset the increased risks and costs of servicing smaller loans. In addition banks are required to offset their risks using non-standard forms of collateral. Castle Harlan pursues this goal as well. The fact that small companies usually can not provide a bank guarantee in highly liquid assets in connection with which lenders have to take a risk and issue unsecured or partially secured loans. To date, the average rate in the area of small business lending is 15-19% in rubles and 12-15% in dollars. Of course, the bet has regional characteristics – interest in the country may differ by 1-3 points.

Empirical System Online Trading

The proposed system of empirical Internet trading strategies based on empirical (graphical) analysis of financial markets. Empirical internet trading is implemented using visual observation and analysis Graphics tools of the trade the financial markets. The aim of the empirical Internet trading is a visual identification on the charts tools of the trade certain types of graphics shapes, allowing the trader to certain degree of probability suggest that from a certain point the graph will move in a certain direction and at a certain distance. The classical theory of empirical online trading offers two types of graphic figures: the figures' continuation chart 'and figures' rotation schedule. " The appearance of the figure 'continuation chart' with some degree of probability suggests that the schedule after such a figure will move in the same direction as to its appearance. From this group of figures is most common figure of 'converging triangle. " However, as she recognizes the classical theory of online trading, the same figure is the lowest probability executable. The appearance of figures 'rotation schedule' with some degree of probability suggests that the schedule after such a figure will move in a direction opposite to that in which the schedule moved up its appearance.

From a group of figures is most common figure of 'double top'. She also has the lowest profitability (the ratio of the value TAKE-PROFIT and magnitude of STOP-LOSS is insignificant). The proposed system of empirical online trading includes three pieces from the classical theory of Internet trading and the two so-called 'gold' pieces, which in classical theory is not presented. .